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Should HOAs be banned?

Banned is maybe too far, but why should we as a country allow people to have petty power over meaningless things their neighbors do? Could we ban HOAs from being included in house sales, and every time it's sold the new owners have to opt in?

For the most part, I'm wondering about this in the context of single family homes since for homes like condos, you could make the case that HOAs are useful for shared things like roofs and whatnot. Maybe limit mandatory HOA involvement to things like what's truly necessary and shared and not how tall your grass is?

155 comments
  • Yes.

    HOAs, at base, are there because the municipality the development is being built in doesn’t want to pay for anything. Not paying is part of the deal worked with developers that now has inertial momentum to it such that it’s baked into just about every new development.

    Houses, people, and taxes are added to the municipality with as little responsibility as possible. It’s a great deal, for them.

    The grift is this. Normally, sidewalks, parks, and snow management fall to the city, town, or village governments. With HOAs, the town government gets to say it’s not our responsibility, let that neighborhood manage itself. We don’t want to pay for another park or police the snow, so build your houses within our borders, but leave us out of it. The town grows, has enough people to attract new business, but adds less new costs and responsibility than they otherwise would.

    So now the people are managing themselves and the only enforcement on it is the risk of losing your house (having it sold out from under you to pay random fees), depending on how Karen the people in the HOA happen to be.

    Example. You’re alone in the world. You get sick and end up in an extended hospital stay, let’s say 62 days. It’s a GI problem and you had an ileus. Your lawn isn’t mowed for the duration. You finally get a taxi ride home and find you’ve been fined $1000 a day for 6 weeks because your lawn isn’t mowed. Alongside the incredible medical bills, you can’t pay this. A lien is placed on your home.

    That this scenario is even possible with HOAs is very wrong.

    An HOA makes perfect sense in a condo scenario because people share walls and the HOA deals with building management. But with single family homes, absolutely not. At that point, it’s no longer a single family home but a condo, just not one that shares walls.

  • Could we ban HOAs from being included in house sales, and every time it’s sold the new owners have to opt in?

    This is a really good suggestion.

    Maybe limit mandatory HOA involvement to things like what’s truly necessary and shared and not how tall your grass is?

    A shared maintenance cost for very specific things like the community center, garbage pick-up, the roads, etc., is a great idea.

    They've just figured out a way to be racist and get rid of neighbors they don't like. They should be remade at the very least.

  • I have a likely rather unique viewpoint as someone who's HOA just had their whole board resign and be replaced after a scandal came out proving they weren't legitimate:

    Ours basically only maintains the local park & roads & lights and negotiates fair rates for trash pickup and fuel deliveries for everyone, sort of like how a union can get better wages (if it's just for this purpose it's called a collective btw)

    Why doesn't the city, you may ask? We're in unincorporated county land: there is no city to do maintenance work on these things, so without it things would be.... Worse, here

    Though in most places yeah, they shouldn't exist

    • Probably shouldn't be able to live there in the first place, frankly. It's a problem covering a problem caused by another problem. we have a very poorly built society.

  • Most HOAs are run by assholes.

    But when run properly they keep neighborhoods clean and safe.

    • In other words, they're almost never run properly. You're literally saying it's great when it works but it rarely works.

      HOAs need to die a fiery death, and there's a special place in hell for HOA managers.

      • That's been our experience. It wasn't the board (who were all neighbors and shared goals), but the management company that sucked.

      • If the HOA board is a problem, fix the board.

        If you've ever lived in a place where disrespecting property is common, you've seen the need for an HOA.

    • So when they work they do what your government should be doing? How is putting a shit covered bandage over a festering wound gonna help?

  • I think they have the potential to be good if they were way more democratic, but they're never run that way.

    When I lived in a townhouse that was part of an HOA that had some nice things going for it. There were a couple tennis courts, a swimming pool, a communal garden, a club house thing you can pay to use, they regularly mowed the front yards and trimmed the front hedges and they would periodically repaint the fronts of the houses. However, while I was living there, the head of the HOA was a douche that kept misusing funds.

    The house my sister lives in has an HOA that does literally nothing except removed residents to upkeep their lawn.

    • it's baffling that HOAs don't have strict regulation on how they're run, how it should work is like any other association: elections every X years, any member can run for positions, and operations have to be documented and transparent.

  • HOAs can be really good things but have all the same problems as regular democracies, mainly voter apathy. If the members of the HOA don't keep informed about the issues in the neighborhood, don't attend meetings, and don't vote, then you very quickly end up with a few assholes gaining power and doing whatever they want.

    Most of the suggestions I see in the comments would also render HOAs powerless and essentially pointless.

  • Objectively yes. We don't need an extra government to cover the job of the actual government, especially not ones that are easy for psychopaths to infiltrate. Your park? That's the damn state's responsibility, pay your fair share of taxes instead and let the city handle it. Your home value? Don't treat housing as a damn vehicle for investment. All those nasty poors and minorities? If they bother you find a way to leave earth, permanently.

    HOAs are emblematic of everything wrong with America and actively strip away the good parts.

  • I mean I highly dislike them but also feel like many people like them for the exact reasons I dislike them.

155 comments