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InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)RA
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31
Joined
2 yr. ago
  • This absolutely applies to me. I’m so sick of computers and software and security and subscriptions and vendors. I just want my own animal sanctuary with chickens and otters and baby goats god dammit!

  • I’ve always said this was the start of our descend into the hellscape that we’re currently stewing in. Having Gore's president, would have gotten strong internet/telecoms and environmental guardrails/legislation passed. At a time when we really needed to start addressing those things. Amongst many other things..

    5 SCOTUS fucktards are responsible for where we are today. that’s my take at least.

  • This is good advice. I’m not sure I ever saw our bylaws so i will inquire with my neighbor about them. Luckily she’s a very good record keeper as well as myself so we’re high accountable people. We decided on a banks and will be setting that up this week.

    Thank you!

  • Correct. We both have an equal vested interest in maintaining our house. I actually prefer calling it a cooperative rather than an HOA. I think I’ll do that. For better or worse, the only bullies in this cooperative are my cats. One of them is named Carol if that tells you anything.

  • It’s a new build and we are both the first owners so this is brand spanking new.

    We have decided to most likely go with Axos bank. They have high interest rate and appear to be small community HOA friendly. They have a whole page dedicated to it.

    We’re going to split up our dues into a savings and checking. Like you said one for emergencies, and one for general maintenance. I will need to locate the bylaws that were most likely setup but the sellers for both of us. They also setup our LLC. We’re just in the beginning stages of everything so getting the bank account is one less stress off our backs. There’s already things we want to implement. Appreciate the advice!

  • Asklemmy @lemmy.ml
    RadicalCandour @startrek.website

    Became a part of a micro HOA and looking for banking options

    I recently purchased [NJ] a condo. It’s a house comprised of 2 units.( these types of 2/3 unit condos are common in NJ.) When I purchased they said, congrats you’re an HOA president! Basically the sellers have setup an LLC for our HOA for both my neighbors and I. We are both new to this so we’re looking for advice on how to get started. Right now we’re trying to find a bank to work with. First I was trying to find a local credit unions but there doesn’t seem to be ones that works with HOA accounts, at least ones that are local. Also not sure if we should have an HOA management tool for just a 2 unit condo.

    My understanding thus far is that we should build up our funds and then put some of that money in CDs and brokerage accounts, eventually. Would love bank/credit union recommendations or any other helpful resources (that’s not trying to sell us a product).

  • So he read about Doe 147 and got even more disgusted than I did? Which, yeah. I don’t blame him if that was his motive.

    That was some of the sickest shit I’ve ever read about someone with so much power and influence.

    Re: recently unsealed Epstein documents uncover who Doe 147 is (trump) and recounts some of the experiences told by the abused girls.

  • I had the displeasure of unholing her from my brain a couple of days ago. I don’t even remember what I was watching, I just glanced at her face and a frigid chill suddenly came over me. It was a displeasing feeling.