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  • I’ve spent too much money on “stuff”. It’s just “stuff”. Experiences last longer.

  • Triple check your tax forms when you land a new job. I got my dream job but realized after the first tax year that they’d been deducting essentially no taxes so I had a very hefty tax bill that year. 😪

    • also if you're married and spouse goes back to work, make sure you get the withholdings correct. otherwise it's a hefty chunk you'll owe April 15th

    • I've had the opposite - they marked me down as having 2 jobs (originally started as a part timer) so I was paying way more than I needed to. Only noticed when my refund went over a grand.

  • check where your retirement and savings are invested. buy a low cost index fund (fidelity and vanguard have great ones).

    do not invest in any funds that have high fees. (there are plenty of good funds with fees around 0.1%)

    I split my savings between:

    • total domestic stock index
    • total international stock index
    • cash/money market/bonds
    • a small amount in a sector fund with higher growth potential (e. g. tech) or risky investments
  • Don't get entangled in interpersonal drama among the people you know. If someone comes to you with some petty bullshit about someone else, and you weren't there, don't take their word for it, don't repeat their story.

  • weight loss is great but as you get older building muscle and strength is just as important - especially if you are female.

  • By the time the changes in your health are dramatic enough that you notice the difference, you've already done enough damage to warrant a loooong recovery. This goes double for mental health.

    A lot of people will just write off symptoms that don't disrupt their daily routine. "Walk it off," so to speak. But that's when you should have started looking for what lifestyle changes you could make to avoid anything more dire in the future.

    I failed out of college the first time I ignored my anxiety and depression. This time, it led to a complete breakdown that I'm still struggling to overcomevthe symptoms of: I spend every day feeling on edge like my safety is threatened, and my gut revolts at every crumb of food. At night I twitch and can't sleep from the stomach pain without a sleeping pill. And it's been better this week than it was this time last month, where I hadn't slept for >48 hours, after a week of waking up every hour nightly, and was in the worst pain I've ever experienced as my body started to digest itself.

    It started slowly in spring, with just a panic attack once a week or so, and spikes of anxiety that caused my vision to shake too much to see... But I still perservered without much thought. The doc prescribed me anti-vert meds, said it was just vertigo induced by allergies, sent me on. I forgot about it all summer as I focused on obligations and trips and work.

    And now I'm wondering if this is just my life now, if I'll never feel relaxed again. Will the meds and therapy work, or have I done irreversible damage to my brain through inaction? Admittedly a less unpleasant thought than wondering if I'd ever be able to see straight long enough to get work done and put food on the table, or stand up without collapsing from panic and dizziness. At times I've wondered how much more I can take before suicide starts to sound like the better alternative.

    I'm gonna keep on fighting and healing, but holy shit I wish I had just started the meds sooner.

  • If she says she's on birth control but you haven't seen it, dont believe her. If she pressures you not to use a condom, don't consent.

    Don't marry someone before you've known them well for a few years. Don't ignore red flags, such as them telling you that they see other people as pawns or them pressuring you to empty your 401k to put it into their financial/realestate schemes.

    If your partner doesn't treat you with kindness and respect right now, then they are never going to, no matter how many times they say they will if you would only just do this or be that - nothing will ever be good enough for that kind of person, period, full stop. And, no, they won't change, no matter how much you do, and no matter how much you love them.

    Do learn what "love bombing" is. Then find out if someone is grossly irresponsible with money or hiding a severe alcohol problem before you move in with them.

    There are a lot of people in this world who will take advantage of your kindness and naivety, if you let them, so be mindful of how people treat you and those around them before you make commitments to them.

    Not everyone is awful.

    Edit to add: don't ignore your friends or family telling you that they think your relationship is unhealthy, or that the person is mistreating you or others, or may be taking advantage of you. Even if you don't have much respect for the person telling you this, stop and listen and reflect, because red flags don't stand out to you when you're wearing rosy tinted glasses.

    • red flags don’t stand out to you when you’re wearing rosy tinted glasses.

      Nice!

    • Learned this the hard way.

      If you are in that situation, get out.

243 comments