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Self-hosting my way through the internet.
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I agree with you about an uninterruptible power supply. While a computer’s Power supply can normally handle about half a second of the wrong voltage, a UPS should provide you with minutes to hours of run time. While that won’t solve the CMOS going bad, it would probably reduce the amount of times a power outage would last long enough to shut down the computer - though that absolutely depends on the reliability of power in your area.
Another option would be to look at different motherboard options. AsRock Rack (and I believe Supermicro) offer boards with BMCs, so you’d be able to change your BIOS settings from anywhere with a virtual KVM. They’re certainly pricier options, but a lovely convenience to have.