I had a dm once say he was thinking about saying no about my rogue's "I shoot, move, bonus action hide around the corner" loop. But then he said he realized if he said no, my character would suck and it'd be no fun.
Or when you get past where you can coast (calc 2 for me) you realize you don't really know how to learn and study. It didn't ruin my self image but I did change majors.
I think most people are kind of bad with money, and I think that scales with income.
I think a lot about some old coworkers (six figure salary). We all wanted to go out for a party after work. A bunch of then paid like $80 for a car. I paid $3 for a subway ride. Got there at the same time.
Maybe that's not so much "bad at money" exactly as have incomprehensible to me values.
Saw the comic and knew the thread would be a train wreck. So many dudes take this kind of thing deeply personally and throw up colored flags about themselves.
Maybe there's regional pricing but usually albums are like $5 - $10, which is less than Spotify's $12/mo. But then there are discounts and family plans and whatnot. Plus if you want a lot of albums in a month, that'll be more up front.
I tend to only buy a new album every month or so, so I feel like I'm spending about the same. But more importantly I get to keep the music, so some months I buy nothing and still have music.
Been pretty happy with Linux for the past year or two.
A few minor problems here and there. I was struggling to figure out how to adjust the screen brightness (pop!_os defaults). Found a command line tool to adjust gamma - my girlfriend was a little baffled. Then I realized I should just adjust the brightness on the display itself, on the hardware.
That's conservatism. They're all selfish idiots. Many of them don't even understand how they're hurting themselves.