Insurers say bear that damaged luxury cars was actually a person in a costume
California is seeing its share of bear break-ins. Now it has seen a fake one, with someone in a bear costume rummaging through luxury cars.
They did it to their own luxury cars, and even provided video tape because apparently they thought they did a good job.
They clearly did not.
I'm struggling to see how this scam is actually supposed to work - if your car sustains damage, wouldn't your insurance just cover the cost to repair that damage, meaning you are just back at square one?
I think once the check is cut the car is never fixed. Instead you find an unscrupulous body shop willing to fabricate an invoice for the insurance company for a share of the payout.
I guess you'd still have a scratched car at that point, though. Maybe you need to combine it with a dishonest repair shop massively inflating the bill, along with an insurance company that doesn't pay enough attention.
They had insurance from multiple providers, so same car insured from a few different companies.
Detectives found two additional claims and with two different insurance companies for the four with the same date of loss and at the same location.
I think that would be against the terms of the policy for the types of insurance you can get here in Sweden, so basically another level of fraud. But yeah, that makes sense, you could double/triple-dip and get ahead that way.
this is my lifes dream
I assumed it was vandalism, not insurance fraud. I guess it's easier to get away with slashing tyres looking like a human than as a dubious bear.
Are they implying an individual dressed in a furry costume did this?
