I DO NOT want to be forced to use a terminal just to get the most outta my operating system. I like having some kind of UI to use.
Hmm... I want to ask why you feel this way and if you have tried using a terminal at all, but it sounds like your mind is already made up on this. You can definitely use Linux without ever opening a terminal, by using modern desktop environments like KDE or GNOME (or many others). I think you'll have the best experience if you keep an open mind and accept that there could be times when the terminal might be the easiest way to go. Disclaimer: I am biased towards using the terminal and prefer to use it instead of GUIs.
I'd encourage you to try a LiveUSB. The way this works: you copy a full, working Linux system to a USB flashdrive (this will overwrite all data on the drive) and boot directly from it, so that you can play around with it a bit like a trial without modifying anything on your computer. If you don't know what distro to go with, personally I recommend starting here: https://fedoraproject.org/spins/kde/download This will have the KDE Plasma desktop environment which should feel pretty familiar to Windows. If you don't instantly fall in love but still are curious, you can always overwrite the USB again and try a different distro or even Fedora with a dfferent desktop environment (the official "default" desktop environment for Fedora is GNOME, but PERSONALLY I am not a GNOME fan, and its workflow will be slightly different than what you are used to from Windows). One caveat to this is that running from a USB drive will likely be pretty slow, so keep that in mind and try not to worry about the performance/speed during this trial. Linux can be extremely performant, and is used to power the world's fastest supercomputers. If you decide you want to stick with it and install Linux to your hard drive, it will be a lot snappier than running from USB.
There are a lot of distros out there, and that is understandably overwhelming. So basically what is going on here, with Linux there are many many options and choices for different software for everything from system tools, desktop environments, package managers, text editors, whatever. It's like how you can choose from Firefox, Edge, Chrome, Brave, etc for your web browser on Windows, except with Linux, there are potential choices for every single little piece of the system.
Each distro will have already made a lot of these choices for you, so that you can just get started using it out of the box. If you don't know much about Linux, then you probably really don't have an opinion or care about these choices yet, for example, which package manager the system is using. If you want to be making some choices now, I'd focus only on choosing a distro that comes with a desktop environment that appeals to you, as this will be the most visible difference between them to a new Linux user.
Some distros are geared for specific use-cases, like Kali Linux is for hacking/security testing, so comes pre-packaged with a lot of tools that hackers and security professionals would use. Some distros aim to be very stable and offer a system that you can rely on to JustWork™️. Others are cutting edge with the latest, brand new versions of software, but this is not as stable or reliable. Some require you to build much of your system and make most of these choices for yourself. More recently, there are some gaming focused distros. There is something for everyone and every use-case, from datacenter servers to embedded devices, personal desktop/laptop computers, mobile phone/tablet touch screen devices, gaming devices and handhelds, IoT and "smart" devices, routers/networking gear, virtual machines or containerized systems, the list goes on and on...
I linked Fedora Linux above, which is a good balance between stable and cutting edge IMO. Mint is another that is great for your first time trying Linux. A lot of people love Mint, but my personal opinion is that I do not like it as much as others, but I'd still take it over Windows.
Choice and freedom to do things in your own way is fundamental to Linux, and I'm sure you've noticed that with all these choices come strong opinions and heated arguments. Ignore it, most of it is trivial, and pretty much everyone arguing about this stuff would probably agree that its all better than Windows 😁