Apple Pay Later is now available to all users in the US

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The tech giant’s website now advertises that you can use Apple Pay Later for purchases between $75 and $1000 made on iPhone and iPad.

You will be asked to enter the amount you want to borrow and then agree to the Apple Pay Later terms.

The tech giant’s website notes that your bank may charge you fees if your debit card account contains insufficient funds to make loan repayments.

To be eligible for Apple Pay Later you need to be at least 18 years old and be a U.S. citizen or lawful resident with a physical U.S address.

Apple notes that you may potentially have to verify your identity with a driver’s license or state-issued photo ID.

In terms of the merchant side of things, Apple Pay Later is enabled through the Mastercard Installments program, while Goldman Sachs serves as the issuer of the Mastercard payment credential used to complete all Apple Pay Later purchases.

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