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My mother-in-law lives with us and has been diagnosed with Alzheimers. We've been dealing with it for about a year but things are progressively getting worse. What are options for care?

She gets social security, and we don't have a lot of money ourselves and are no longer able to be with her 24/7. We are in Maryland, and are scared of what we can do. Will her medicare do anything? Is it too late for something like long term care insurance? We have no idea where to start.

Thanks for any insight.

25 comments
  • I believe 211 works everywhere in the US. Call them (if not call your county's health and human services). They have access to all the health and human services for your county, and can direct you to all the people that can help you. IMO it's much better than blindly calling around to different departments/services yourself. The ones here in San Diego are really helpful, and can tell you about things you don't even know are possible.

  • There are programs out there (varies by state and county) which will allow you to be paid as a caregiver for your mom. That should alleviate some of the strain of caring. There are also services out there for in house caregiving assistance, which is lower cost than a care home.

    County health agency should also be able to provide information on how to get your mom on disability, which opens up a wide range of program options.

    Best to contact your county health agency for more information. They will have the scoop on your best local options.

  • Contact your county health & human services agency. Medicaid might be able to help, I don't think Medicare will.

  • Is she on disability? Look into that if you haven’t, at a bare minimum it might get you a little more in her social security check to help cover the cost of her care

25 comments