Why is living with your parents considered a bad thing?
I have seen in many US shows where they portray guys who are living with parents as losers, or there are jokes or memes about it, I never get it.
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I'm 23 and still living with my dad. Why wouldn't I take the deal to have no rent while I work full time at a decent job so I can pay off my student loans? Sounds stupid to move out at least for me right now
Why dont you pay him any rent? Houses are expensive and you are using electricity, water, gas etc. Im sure he would appreciate it if you just decided to pay your way.
Edit: Since im being downvoted i want to add some context.
The tone of the message im responding to (or at least the way it read to me) was that this person is taking advantage of their dad. They said
Why wouldn't I take the deal to have no rent while I work full time at a decent job so I can pay off my student loans? Sounds stupid to move out at least for me right now
It doesn't come off like they have discussed and agreed on anything with their dad.
It sounds like they are earning a decent wage and haven't even considered getting their own place.
It sounds like they want to milk their dads generosity for everything they can so they can have an easier life.
Now ABSOLUTELY i cant be sure and could be completely wrong. But that's how it reads. Like they don't give a shit and are acting selfishly and dont even see how its selfish.
To be clear, i dont think the dad should impose rent or any kind of fee on them. I know how hard it is to get a home as a young person, and i likely won't be asking my kids for rent. I just found the attitude i perceived in that post to be asinine.
When my kids are old enough to be in that position, I'll tell em to use it on debt first, too.
Nailed it. Debt paid down in your twenties is gone.
Debt you barely service until your forties…. Never goes away.
Its gonna be so much harder for them than it was for me in the early 2000s. I know my generation's parents expected most of us to end off better than they did, but I don't feel like anybody who graduated high school after 2008 ever had a chance and it's just fucking heartbreaking.
Have child Paying rent while in debt is kind of counter productive If your goal as a parent is to maximize success of your children. Even if they were debt free I'll probably just pocket the money into a ETF or something fo when they need a house.
if your goal as a parent is to maximize success of your children.
"Success" is very subjective.
Sure I can't disagree but money allows for options. Why force your children to burn more money in interest than needed if you can afford it. Faster they pay off loans faster they can prosper on thier own.
This is also age and culturally contextual. If kid and dad are on the same page about why junior is still living there, and if Dad is financially secure, he may want kid to pay down debt and be ready to jump straight to a nice place of their own. Now, if the family unit overall could use the help, and there is no specific plan for junior to move out, and and they're just sandbagging to have more money in their pocket after paying down student loans, it could be kinda shitty. Paying down the debt is not bad; minimizing overall cost of living for the family is not bad; what Boop2133 does with their money beyond loan payments might be bad.