In fractional reserve banking, money and debt are not a one to one ratio as your post suggested. It's often a 9 to one or more. Many countries don't even have reserve requirements. After 2008, one big change was creating contingent capital to hold banks accountable. That is, in the event of losses they can't pay back due tonexcessive risk taking, they pull from bank stock and convert to funds to repay debts before governments bail them out.
It's probably easier and somewhat accurate to say there is infinite money. We just make as much as we need, on demand.
Edit. A bank takes a loan and pay 2%, but they lend it 10 times over at 4% the money supply grows very quickly, 2% vs 4%x10, but if the loans went to productive things, the economy should be bigger, so this should not be inflationary.
Nobody manages money supply vs inflation if that is what you're getting at. These days it's mostly interest rates and CEO groupthink of layoffs to control inflation.
The horse sized ones aren't OTC. You have to ask the pharmacist as they are behind the counter. Not because they are prescription strength or anything. Apparently its because climatologists keep stealing them for low altitude weather balloons.
Yakety sax and have a robot shoot paintballs with gentian violet die. (Doesn't wash off, if you use enough it will soak through clothes so masks aren't so useful.)
I expect 99% of CEOs to get laid off. They are too lazy, expensive and don't want to work. They have a ridiculous sense of entitlement. Ripe for automation.
What terms? A serial bad faith actor can't make ANY deals. No one in the entire world believes they will be honored. Just go home. No point in negotiating.
House? Well la-di-da....