I know it's not simpler because I've tested it in society a few times.
Also if you'd familiarized yourself with, as I said, the ways large-scale scams work, you'd notice this pattern too.
And propaganda.
And it's a common pattern in movies that the "good guys" can "hack" something or do something the shady way, and normies really do think that they'd be more comfortable with having that possibility. They see good secure systems as some kind of digital police state and don't understand that the existing world is much closer to that.
I'm not impartial, of course, my interest in these parts of human psychology comes from studying Nazi Germany, Armenian Genocide, trying to understand why Russian society is as it is and how to fix it, same for Armenian society, and, ahem, engaging in discussions about corruption with people benefiting from it.
In the latter case I was intentionally disallowing all aggressive emotions from my side and such and pretending to be naive and that we are all interested in a better world, and explaining how one can create systems where corrupt people don't multiply like cockroaches, and also arguing from the position of us all willing to solve problems allowing corruption and bendable rules to exist, and noting how stupid it is that someone absolutely unskilled in anything useful can benefit solely from occupying a right place, and that such critical points should be removed. Made them utterly furious and some other people, whom I considered kinda honest, rather unsympathetic to me.