The cheapest mortgage rate I can get today is 9.13% which is insane. What's the lowest rate you can get?

Poland here. Was quoted 2-3 months ago anywhere from 9.5% to 11.10%. Fixed rate for 5 years and then it would be updated to whatever the new rate will be.

I refused, gave up the purchase of a house till the prices will calm down (if ever), going to buy a boat to live aboard.