Americans could see their credit scores fall through floor soon
Americans could see their credit scores fall through floor soon
qz.com
Credit scores will soon reflect medical debt, student loans and more
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70 comments
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Not the arbitrary made up numbers that some how go down every time I pay off a car loan!!!
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I remember paying off my car loan years ago and it dropping. I'm like.. wait a minute!
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It's crazy to me. I just focus on my personal debts and pay off timelines and ignore my credit score these days.
Banks were willing to give me mortgages a couple of months ago that I in no way could afford based off my score (it's actually good). None of this is grounded in reality; prior to 2020 those same fucks wouldn't even pick up the phone for me.
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Credit scores are a number used by financial institutions to judge how much money they can take from your pockets. I don't have a cent of debt, and my credit score is 630.
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70 comments