11mo ago

Does this mean I can stop stuffing my face with olives now

196 @lemmy.blahaj.zone

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I would love to not have to pay $800usd +$200 monthly insurance just to get a questionable mole removed :')
- It is quite shocking that it costs so much. Is it plastic surgery because it is in the middle of your face, or something?
  I had a mole removed recently on my arm. It took a general practitioner about 15 minutes and all he used were some alcohol swabs, a scalpel, a syringe with something to numb my skin and some thread for closing the wound. How can that be 800 dollars plus insurance?
  I checked my insurance and they paid €127,02 to remove it in total and then it was sent to the hospital to check whether it was cancer and that cost €120,16. (Fortunately, it was not cancer.) It was completely covered by my insurance, I never got that bill. That is a really big difference in price.
  I am not posting this to be mean or something. I just wanted to know whether the difference is as big as I thought (and maybe also how angry I should be on your behalf). It is really unfair that you have to pay so much and that it is not covered by your insurance. I really hope that this stuff will change.
  
  They charge it because they can. No it wasn't plastic surgery or anything. And yep it took less than 15 minutes. Private Healthcare is robbery.
  
  Definitely sounds like robbery :-(
- They take a little over one third of my pay check in taxes, which includes welfare (pension, etc) and healthcare, wealth tax and stuff.
  You still pay for it, but when it really makes the difference is for the unlucky, who need lengthy and/or expensive care, they are supported by the better off, "mutual assistance".
  Of course some people want to reap the benefits of living in a modern society without having to do their part.
  
  It is also much cheaper. The US spends double the amount of money per capita on healthcare than compareable western european countries.
  Universal healthcare is so much more efficient. When Obama was asked why he just wanted to do the ACA and not universal healthcare he said, that there is 3 million jobs in the adminsitrative side of private health insurance, that would fall away otherwise. But those people could work other jobs and provide a benefit to the economy. The inefficiency of the US system is insane.
  
  Garbage conservative misinformation whether on purpose or not.
  https://www.healthsystemtracker.org/chart-collection/health-spending-u-s-compare-countries/
  The US spends wildly more per capita on healthcare than any other country and we have worse outcomes and worse service. Of course you still have to pay for public healthcare, it is much, much less expensive though. The US is wildly overpaying for worse healthcare due to corruption and market failure.
  
  Actually a lot of countries I find are getting a ton of propaganda that private Healthcare is "good". That public/universal is bad. They apply the misinformation pressure towards taxes and wait time for an appointment. Saying private will be their salvation.
  Of course we know different. We know we wait just as long as they do(in fact usually longer), pay 3x+ more for shoddy service. That the doctors are tired going through hoops, they just want to treat their patients. But the news in those countries seem heavily pressured to say otherwise. While visiting i saw some fucked up commercials and even a 2hr long news episode saying private is basically a godsend. Really eerie. Of course no system is perfect, yet, so it's easy to point at the universal "failures" .. but private will exacerbate all of those issues. They don't tell them that though.
  So I don't think the guy was purposefully being malicious, but definitely on the receiving end of some of that propaganda.
  
  I really don't care about what you guys do, I'm just sharing how it works so people don't think it just falls from the sky.
  You're all so fucking polarized in your political standoff that you can't even read a simple descriptive post without thinking THE OTHER SIDE IS UP TO SOMETHING. Chill the fuck down.
  
  We know, we already pay high taxes in most states. For most people, universal healthcares monthly charges would be 2-3x less than they pay on monthly insurance alone. Then we also have added costs, premiums, deductibles we have to hit (usually pay in 3k+ yearly to hit the deductible) and then they can still charge 20% on any costs accrued. It's hell.
  I shouldn't have to debate between cancer and food/rent for a minor, 15 min procedure.
  
  Bub. Including the amount I end up paying for Healthcare, they take way over a third of my paycheck.
  Edit- also hold up, you still get pensions over there??
  
  Edit- also hold up, you still get pensions over there??
  uhm, well, others do, of course Millenials will have to settle with just dying early

148 comments