Is your city building a ton of banks and gas stations?

I keep asking myself why this is happening here or if its common. I keep seeing more and more banks and gas stations being built here. Like, why!? We have a shit ton already. You can't go a block without seeing a gas station. And why the hell do we ned physical banks? 90% of money is fake and digital. It has to be a land grab so they can own everything in the name of "we need banks".